REO INSPECTION & PRESERVATION
Real Estate REO Marketing Real Estate REO Marketing Real Estate REO Inspections Real Estate REO Valuations Real Estate REO Management BPO/REO Agent Registration / Sign-up

Don't list your REO Asset "SELL IT" Call Janine Pumyea 978-821-7336  Massachusetts REO Broker




The primary goal of our inspection services is to provide timely / accurate information regarding occupancy, and property condition. Inspections are completed in compliance with Investor/Insurer guidelines. 
Pumyea Associates provides our Clients with  immediate information. Not only do we perform exterior visual inspections but we ensure property preservation by providing a preventative action check list upon completing interior inspections. This full range service empowers our Clients to accurately evaluate property conditions and needs, inside and out.

Abacus Team offers:

Initial / Ongoing Property Inspection 
An exterior inspection for occupancy per Client instruction and/or Investor/Insurer guidelines, with a property description and no access to the interior.
* This inspection can be performed once or as scheduled by the Client.

Our Professional Team will perform a contact inspection to verify the names of the property occupants, check with neighbors, review the utility accounts, and check phone listings in local directories if contact is not made with the occupant.
Data can be provided in a report our Clients can utilize for eviction proceedings. 

Bankruptcy Property Inspection
An exterior inspection for occupancy per Client instruction and/or Investor/Insurer guidelines, with a property description and no access to the interior, and no contact made with the mortgagor or property occupant.
* This inspection can be performed once or as scheduled by the Client.

Monthly Interior Inspections on Vacant and Secure Properties
Pumyea Associates (At the Clients Request) will provides interior monthly inspections on vacant properties and will provide information reporting based on a visual "walk-through" inspection only and will not include any comprehensive testing or certification of the property condition. The main emphasis and purpose of the interior inspection is to make the Client aware of any visible damages that, if not addressed immediately, could lead to damages or the issuance of a citation by the governing municipal inspectors.

Contact Attempt Inspections
Contact inspections ordered by mortgage servicers and lenders will be attempted with the borrower. Up to Three attempt will be made to contact the mortgagor during a visual exterior inspection for occupancy verification per Client instruction.  A message will be provided to the mortgagor instructing them to contact the Client's liaison at a specified phone number.

Deed in Lieu of Foreclosure Inspection
Upon request, a member of our Professional Team will meet with the mortgagor to review the terms and conditions of the "deed in lieu title transfer".  Pumyea Associates will again send an inspector (On the transfer date) to meet with the mortgagor at the property to verify the property condition, that utilities have been maintained, property is broom swept and the documentation of any property damage.
At that time the inspector will make any arrangements to secure/winterize the property and finally will acquire any photo documentation needed to accurately report the condition of the property.  A punch list will then be created to identify any replacement / repairs needed to place the property in marketable condition.  This check list will be provided to the Client with attached quotes from locally respected and approved vendors.

Fannie Mae Form 30 Property Inspection
If so requested by the Client, Pumyea Associates will visually inspect the property according to the current inspection guidelines of Fannie Mae. Photographs will also be provided upon request.

Sale Date Inspections
Our Professional Team will perform a contact inspection for occupancy performed on the foreclosure sale date, check with neighbors, review the utility accounts. Communication with third parties will be limited.



Janine Pumyea "REO Specialist / List Agent"                            Click here to E-mail  or call      978-821-7336  

As a full-service REO listing team, we monitor the entire foreclosure process. From - initiating first contact - contracting repair and maintenance - listing the property -to handling the closing.

  

 
REO Specialist / List Agent
  • The first point of contact for asset managers  
  • Listing agent for REO assets
  • Coordinator - cash for keys and eviction negotiations
  • Experienced investor, list agent, and buyers rep.

    Contact me @ 978-821-7336
 
 

Abacus Team works in conjunction with www.realestate-page.com in an effort to bring maximum exposure to your REO listings.

-- Abacus Team is a Keller Williams Realty Team --

Market Center Location: 680 Mechanic Street, Leominster, MA 01453
2008 All Rights Reserved  

View Larger Map 
Centrally located to meet your needs.
 



























































































REO / BPO Services

 * Pre-Foreclosure Drive-By BPO's
 * Interior BPO's and Valuations
 * Complete Market Analyses
 * Eviction Processing
 * Comprehensive Documentation Services
 * Verify Occupancy Status 
 * Secure Vacant Properties (re-keying, sign posting, title work, contact utilities, clean up bids)
 * Property Clean-up (interior, exterior, ongoing)
 * Regular Monthly Reports 
 * Marketing the Property 
 * Offer Receipt and Presentation
 * Closing

> Contact Janine Pumyea About REO / BPO Real Estate

 


Questions About REO

Q: What does REO mean?
A: REO is an acronym for "Real Estate Owned."

Q: Why do people purchase REO properties?
A: The properties are often listed "as is." That makes them great opportunities for those who want to buy and fix up the properties and use them as a principle residence or an investment property.

Q: How is purchasing REO properties different from regular real estate purchases?
A: REO properties are owned by corporations not individuals which leads to significant differences in all aspects of the purchase.

Q: What should I know about buying at a "Trustee's Sale"?
A: Do your research before buying and use extreme caution before investing. Properties purchased at a Trustee's Sale are sold "as-is" for cash. There are no refunds.

Questions About BPO

Q: What does BPO mean?
A: BPO is an acronym for "Broker Price Opinion."

Q: Why are BPO's conducted?
A: Camille's team performs a BPO of a residential property for use in collections and loss mitigation.

Q: What is contained in a BPO report?
A: The report combines information from a drive-by exterior examination, external data sources, previous sale data, property assessment data, recent comparable sales and current neighborhood listings, as well as a photograph of the subject property.

Q: What are the advantages of a BPO?
A: BPOs significantly lower loan costs and decrease turnaround time. They also provide reliable valuations to minimize credit risk. Also, an up-to-date property photograph helps assist in identification of visible deferred maintenance.

> Contact Janine Pumyea About REO / BPO Real Estate


Banks and Mortgage Companies We May Work With:

  • Aames Capital Corp
  • Abacus Federal Savings bank
  • Aetna Real Estate Investments
  • Alaska Southern
  • Alliance Bank
  • Alliance Funding Co.
  • Amalgamated Bank
  • Amboy NB
  • American General Finance
  • American Holdings
  • Ameriquest Mortgage
  • Amresco, Inc.
  • Amsouth Bank-Residential
  • APCOM
  • Asia Bank
  • Associates Home Equities
  • AStoria Federal S&L Assoc.
  • Atlantic Mortgage & Investment
  • Baltic Realty/MetroWest Bank
  • Banc One trust Co.
  • Banc One, Dallas
  • Banco Popular de Puerto Rico
  • Bank Atlantic
  • Bank of America
  • Bank of America, Agricultural
  • Bank of America-Marketing List
  • Bank of Hawaii
  • Bank of New York
  • Bank of the Commonwealth
  • Bank of the Hudson
  • Bank One
  • BankAtlantic FSB-Comm
  • Bankers Trust Co.
  • Bankers Trust Co. of California
  • BEAL BANK SSB
  • Beneficial Mortgage Co.
  • Boston Federal Savings Bank
  • Boston Safe Deposit
  • Bridge City SB
  • Brooklyn Federal Savings Bank
  • California Fed Bank-Comm
  • California Federal Bank
  • California Korea Bank
  • Carolina First Bank
  • Carver Federal Savings
  • Cathay Bank
  • Central Carolina B&T
  • Central Funding Co.
  • Century Bank
  • CFS Bank-Columbia Federal Savings
  • Chase Manhattan Bank
  • CIGNA-Ct General Life Ins. Co.
  • Citibank N.A.
  • Citibank RE/Citicorp-Comrcl.
  • Citibank Federal Bank
  • CITIZENS NB
  • City National Bank
  • Coldwell Banker
  • Colonial Savings/Ft. Worth Mtg
  • Columbia Federal Savings
  • Comerica Bank
  • Commercial Credit Corp.
  • Community Savings, N. Palm Beach
  • Compass Bank
  • Conning ASset Mgt. Co.
  • Contimortgage Corp.
  • Countrywide Funding Corp.
  • Countrywide Home Loan
  • Crestar Mortgage Corp.
  • Crossland Mortgage Co.
  • Crown Life Insurance Co.
  • Dale Mortgage Bankers
  • Debcon Financial Services
  • Dime Savings Bank of New York
  • Dovenmuehle Mortgage
  • DOWNEY S&L ASSOCIATION
  • EMC Mortgage Corp.
  • Emigrant SAvings Bank
  • Englewood Bank
  • Epire Factors, Inc.
  • Equitable Life Assurance
  • European American Bank
  • Fairfield Financial
  • Family Savings Bank
  • Farm Credit Bank of Texas
  • Farmers & Merchants NB
  • FDIC-Field Ops Branch-Dallas
  • FDIC-Northeast Service Center
  • FDIC-Western Service Center
  • Federal Deposit Insurance
  • Federal Home Loan Mortgage
  • Federal National Mortgage
  • FGH Realty Credit Corp.
  • FHLMC
  • FHLMC-Multi-Family
  • Fidelity Federal Bank
  • Fidelity Federal Savings Bank
  • Fidelity Homestead Assoc.
  • First American Bank
  • First Bank National
  • First Bank of FL (First Fed)
  • First Central Bank
  • First Commerce Bank
  • First Commercial Mortgage
  • First Fedrl Bank of California
  • First Fidelity Thrift & Loan
  • First Mortgage Companies
  • First National Bank
  • First Nationwide Mortgage
  • First Pacific national Bank
  • First Security Bank of Utah
  • First Trust National
  • First Union Mortgage
  • First Union National
  • First Union NB
  • Firstrust Savings Bank
  • Fleet Mortgage Corp.
  • Fleet National Bank
  • FNMA
  • Ford Consumer Finance
  • FREMONT INV & LOAN-Comm
  • GE Capital Asset Mgt Corp.
  • GE Capital Mortgage
  • General Bank/GBC Realty
  • Girard Savings
  • Glendale Federal Bank
  • Glendale FS&L-Resid. USA
  • GMAC Mortgage Corp.
  • Golden National Mortgage
  • Greenport Savings Bank
  • GSL Savings Bank
  • Guardian Savings-Comml
  • Harris Trust & Savings Bank
  • Hemet Federal Savings
  • HIGHLAND FED S&L ASSOC.
  • Home Federal Savings
  • Home Savings Bank of America
  • Homeside Lending, Inc.
  • Household Bank
  • Household Finance (HFC)
  • HUD-Worcester
  • HUD-Boston
  • HUD-Lowell
  • HUD-Fitchburg
  • HUD-Athol
  • HUD-Leominster
  • HUD-Woburn
  • HUD-Haverhill
  • HUD-Springfield
  • HUD-Gardner
  • Hypo Holdings, Inc.
  • IAG Federal Credit Union
  • IMC Mortgage Bank
  • Independence Savings
  • Inland Empire National Bank
  • Irwin Mortgage Corp.
  • LaSalle Bank, FSB
  • LaSalle National Bank
  • LAUGHLIN NATIONAL BANK
  • Leehman Capital
  • Liberty Savings Bank
  • Lochaven Federal S&L Assoc.
  • Long Island Savings Bank
  • M&T Mortgage Corp.
  • Magna Mortgage
  • Marathon Oil Company
  • Marine Midland Bank
  • Marine Midland Bank, Mortgage
  • Marine Midland mortgage
  • Marquette Savings Bank
  • Maspeth Federal Savings Bank
  • Mellon Mortgage Company
  • Mercantile Bank
  • Mercantile Mortgage
  • Merchants Bank
  • Midfirst Bank
  • Mid-State Bank
  • Midwest Savings Bank
  • National Standard Mortgage
  • Nationsbanc Mortgage
  • NationsBank South National
  • NationsBank, Southeast Reg.
  • New York State Mortgage
  • North American Mortgage
  • North County Bank
  • North Fork Bank
  • North Valley Bank
  • Northwest Community Bank
  • Norwest Bank
  • Norwest Bank of Minnesota
  • Norwest Bank of New Mexico
  • Norwest Mortgage, Inc.
  • OCWEN Federal Bank
  • Oswego County Savings Bank
  • Palmetto Federal Svngs Bank
  • Pawling Savings Bank
  • People's Bank
  • PFF Bank & Trust
  • PG&E
  • PNC Mortgage Corp.
  • PNC Realty Holding Corp.
  • PNC Realty Holding-Residntl
  • Prism Properties, Inc.
  • Providian Savings Bank
  • Providian National Bank
  • Queens County Savings
  • Regions Bank
  • Reliance Federal Svngs Bank
  • Repo Properties/Swing Loans
  • Republic Bank
  • Republic National Bank
  • Residential First, Inc.
  • Resolution Trust Corp.
  • Resource Bancshares Mortgage
  • Retained Realty (Emigrant)
  • Richmond County Savings
  • Riggs NB of Washington, D.C.
  • Riverside National Bank
  • Roosevelt Savings Bank
  • Rural Econ&Comm Dev-House/CO
  • Santa Monica Bank
  • Seafirst Bank
  • Security National Services
  • Security Pacific National
  • Small Business Admin-DC Office
  • South Side NB
  • Southern Pacific Bank
  • SouthTrust Bank
  • SouthTrust Bank of SW Florida
  • Spencer Savings Bank
  • State of New York Mortgage
  • State Street Bank & Trust
  • Sumitomo Bank & Trust
  • Summit Bank
  • SunTrust Bank Central Florida
  • TCF Bank Savings
  • TERRA Commercial
  • Three Rivers B & T Co.
  • TMS Mortgage, Inc.
  • Troy Savings Bank
  • Trustmark NB
  • U.S. Trust Co.
  • Union Bank
  • Union Federal Savings Bank
  • Union Planters Bank
  • Union Planters National
  • United Companies Lending
  • United Cooperative Bank
  • USTrust
  • V&D Realty USA Corp.
  • VA-New Hampshire
  • Wall Street Mortgage
  • Washington Mutual SB/Resid REO
  • Webster Bank
  • Wells Fargo Bank, N.A.-Resid
  • Wells Fargo-Comm
  • Willshire Funding Corp.
  • Woodsville Guarantee Savings
  • World Saving & Loan
  • World S & L-Multi Family
  • World Savings & Loan
  • Yasuda Bank and Trust

> Contact Janine Pumyea About REO / BPO Real Estate




























Pumyea Associates services the following communities:
Leominster Massachusetts Real Estate, North Central Massachusetts, Realestate, Fitchburg, Leominster, Gardner, Winchendon, Ashburnham, Lancaster, Hubbardston, Lunenburg, Erving, Phillipston, Townsend, Ashby, Princeton, Warwick, Athol, Gardner, Royalston, Wendell, Ayer, Groton, New Salem, Shirley, Westminster, Baldwinville, Harvard, Orange, Sterling, Winchendon, Barre, Petersham, Templeton,


broker price opinions, broker price opinion, broker price opinion companies, portfolio due diligence,default loan sales, loan valuation, field services, value reconciliations, collateral valuation, reo management, reo marketing, bpo services, reo services, avm, foreclosures, repo homes, bank homes, reo, bpo, reo real estate, mortgage servicing, reo servicing, reo asset management, reo asset managers, reo agents, reo vendors, reo attorneys, title companies, property preservation, reo bpo services, Register for broker price opinions, reo bpo asset management, bank reo properties, bank homes repo, reo conferences, reo foreclosure homes, register for bpo services,reo Leominster, reo Fitchburg, reo gardner, reo foreclosure Massachusetts

New Agent Sign upContact UsREO ValuationsREO MarketingREO InspectionREO ManagementContact Us free search engine website submission top optimization 

                   

RealEstateTotal.com - All About Real Estate On The Internet Real Estate Directory Total Real Estate Solutions
EReal EstateDirectory.com -
Real Estate Directory provide business portal information.
United States Real Estate Directory
IRealEstateDirectory - The Comprehensive Real Estate Directory
..........................................................................................

 
reo Massachusetts - Google News

reo Massachusetts - Google News

Google News


12/31/1969 06:59 PM
NRBA Provides Intense Disposition Coaching at REO Boot Camp - DSNews.com

DSNews.com

NRBA Provides Intense Disposition Coaching at REO Boot Camp
DSNews.com
... and was attended by more than 125 REO professionals. “Participants came from as far away as California, Massachusetts, and South Florida and many states ...


12/31/1969 06:59 PM
Why you should use a full-time real estate Salesperson or Broker - Community Advocate

Why you should use a full-time real estate Salesperson or Broker
Community Advocate
They have unique insights into new construction, coming to-market properties, and REO properties that have yet to come to open market. ...

and more »

12/31/1969 06:59 PM
Broadway Across America Announces 2010/11 Indianapolis Season - Broadway World

Broadway Across America Announces 2010/11 Indianapolis Season
Broadway World
Select your seats in person at the Broadway Across America Indianapolis Box Office located downtown in the Marott Center at 342 Massachusetts Avenue, ...

and more »

12/31/1969 06:59 PM
What recession? Jack Conway Office growing in tough times - New England Business Bulletin

What recession? Jack Conway Office growing in tough times
New England Business Bulletin
The next seminar planned is the ins and outs of REO, or bank-owned property sales and transactions and what to look for on either side. ...

and more »

12/31/1969 06:59 PM
Help Wanted: Volunteer Administrator in Massachusetts - Narco News - The Field (blog)

Narco News - The Field (blog)

Help Wanted: Volunteer Administrator in Massachusetts
Narco News - The Field (blog)
It helps buy adobe flash in effective management of escrow accounts property REO for investors real estate transactions (purchase/sale lease deposits etc. ...

and more »

12/31/1969 06:59 PM
Boston Areia Announces New Technology to Network! - Free Press Release Center (press release)

Boston Areia Announces New Technology to Network!
Free Press Release Center (press release)
Our members are interested in short sale properties, REO's (Real Estate Owned), foreclosures, wholesale and flip properties, as well as income properties ...


12/31/1969 06:59 PM
Autoridades de EE.UU. investigan si ni簽o dirigi籀 tr獺fico a矇reo JFK en febrero - laverdad.com

Autoridades de EE.UU. investigan si ni簽o dirigi籀 tr獺fico a矇reo JFK en febrero
laverdad.com
La cadena de televisi籀n Fox en el 獺rea de Boston (Massachusetts) obtuvo la grabaci籀n de ese momento y la emiti籀 en sus informativos, adem獺s de haberla ...

and more »

12/31/1969 06:59 PM
Nguyễn Đạt Thịnh: Vận động chính trị - Người Việt Boston

Nguyễn Đạt Thịnh: Vận động chính trị
Người Việt Boston
Chúng ta reo mừng có nghị sĩ Jim Webb, Chủ Tịch Tiểu Ban Á Châu Thái B́nh Dương – lên tiếng về vụ xử 4 chiến sĩ Định, Trung, Thức, và Long. ...


reo property inspection - Google News

reo property inspection - Google News

Google News


12/31/1969 06:59 PM
Mortgage Contracting Services Names Paton SVP of Operations - DSNews.com

Mortgage Contracting Services Names Paton SVP of Operations
DSNews.com
In business for nearly 25 years, Mortgage Contracting Services provides property inspections, property preservation, and REO property maintenance for some ...
MCS' New Around the Clock Call Center Service Specializes in Emergency ...TMCnet

all 3 news articles »

12/31/1969 06:59 PM
Portable restaurants not immune to inspections - News-Journal.com

Portable restaurants not immune to inspections
News-Journal.com
For example, two mobile vendors in the Reo Palm Isle parking lot were forced to move elsewhere in 2009 after the city annexed the property, Farrar said. ...


12/31/1969 06:59 PM
Granite Debuts Granite Excell Management (GEM) in 2010 - PR Web (press release)

Granite Debuts Granite Excell Management (GEM) in 2010
PR Web (press release)
GCI offers residential and commercial property inspection services including construction draw, status/audit, damage assessment, tenant improvement, ...


12/31/1969 06:59 PM
Solution Source Inc - Cubic Yard (blog)

Solution Source Inc
Cubic Yard (blog)
Solution Source Inc., providers of property preservation and REO contractor services performed on time under budget with exceptional attention to detail ...


12/31/1969 06:59 PM
New Opportunity - Cubic Yard (blog)

New Opportunity
Cubic Yard (blog)
THIS IS NOT PROPERTY PRESERVATION. THIS IS NOT REO, but REO work is coming from this same client. If you would be interested in performing these inspections ...


12/31/1969 06:59 PM
GoHoming.com Uses Zestimates® to Show Value of REO Homes - PR Web (press release)

GoHoming.com Uses Zestimates® to Show Value of REO Homes
PR Web (press release)
That's why they've decided to use Zillow's Zestimate® home valuation tool on each of their online REO property listings. Kennesaw, GA (PRWEB) March 10, ...


12/31/1969 06:59 PM
Mortgage Contracting Services Partners with HomeTelos for Improved Reporting ... - Benzinga

Mortgage Contracting Services Partners with HomeTelos for Improved Reporting ...
Benzinga
The company provides property inspections, property preservation and REO property maintenance for some of the largest mortgage servicers in the US and its ...

and more »

12/31/1969 06:59 PM
MCS partners with HomeTelos for improved reporting accuracy and workflow ... - National Mortgage Professional Magazine

MCS partners with HomeTelos for improved reporting accuracy and workflow ...
National Mortgage Professional Magazine
Mortgage Contracting Services (MCS), a nationwide property preservation and inspection services provider to the financial services industry, announced that ...


12/31/1969 06:59 PM
Permit Place Introduces Asset Advantage, a Practical Assessment Service for ... - Benzinga

Permit Place Introduces Asset Advantage, a Practical Assessment Service for ...
Benzinga
“Quickly discovering a property's permit and entitlement status and can provide a significant advantage to the professional team charged with analyzing the ...

and more »

12/31/1969 06:59 PM
Clear Capital Reports Home Pricing Data Through February 2010: National Year ... - Earthtimes (press release)

Clear Capital Reports Home Pricing Data Through February 2010: National Year ...
Earthtimes (press release)
Our products include appraisals, broker-price opinions, property condition inspections, value reconciliations, and home data indices. ...

and more »