Real Estate REO MarketingReal Estate REO MarketingReal Estate REO InspectionsReal Estate REO ValuationsReal Estate REO ManagementBPO/REO Agent Registration / Sign-up
Don't list your REO Asset "SELL IT" Call Janine Pumyea 978-821-7336  www.massachusetts-reobroker.com
E-mail Janine@pumyea.com
  • REO VALUATION

    Pumyea Associates offers "Broker Price Opinions" to Real Estate Lenders, Investors and Financial Institutions through out the state of Massachusetts. With a wide range of REO Services, Pumyea Associates will make every attempt to accommodate your specific REO needs. In addition, Pumyea Associates offers a complete solution to REO Management, Marketing and Disposition of Single, Multi-Family Residences, Land, and Commercial properties.

    Pumyea Associates can sell properties faster with smoother transactions. With its experience, technology, REO qualified agents, and a team of dedicated professionals, We can and do reduce losses and decrease recovery time.

    BPO Services:

    1. Drive-By BPOThe alternative service for qualifying home equity lines of credit, refinancing, loss mitigation and collections. Licensed Real Estate Agents/Realtors working in the local market will perform the BPO. *These licensed real estate professionals are also able to produce a more detailed observation of the subject property. The standard BPO guideline follows the Fannie Mae and Freddie Mac guidelines.

    2. Interior BPO - Report providing a detailed value of the subject property including  interior and exterior photos. This report is less expensive then an appraisal and is commonly use for Appraisals Reviews,  and as a 2nd Broker Price Opinions.
 Janine Pumyea "REO Specialist / List Agent"       Click here to E-mail  or call      978-821-7336  

As a full-service REO listing team, we monitor the entire foreclosure process. From - initiating first contact - contracting repair and maintenance - listing the property -to handling the closing.

  


REO Specialist / List Agent
    • The first point of contact for asset managers  
    • Listing agent for REO assets
    • Coordinator - cash for keys and eviction negotiations
    • Experienced investor, list agent, and buyers rep.

      Contact me @ 978-821-7336

 

Abacus Team works in conjunction with www.realestate-page.com in an effort to bring maximum exposure to your REO listings.

-- Abacus Team is a Keller Williams Realty Team --

Market Center Location: 680 Mechanic Street, Leominster, MA 01453
2008 All Rights Reserved  

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Centrally located to meet your needs.
 



























































































REO / BPO Services

 * Pre-Foreclosure Drive-By BPO's
 * Interior BPO's and Valuations
 * Complete Market Analyses
 * Eviction Processing
 * Comprehensive Documentation Services
 * Verify Occupancy Status 
 * Secure Vacant Properties (re-keying, sign posting, title work, contact utilities, clean up bids)
 * Property Clean-up (interior, exterior, ongoing)
 * Regular Monthly Reports 
 * Marketing the Property 
 * Offer Receipt and Presentation
 * Closing
> Contact Janine Pumyea About REO / BPO Real Estate
 


Questions About REO

Q: What does REO mean?
A: REO is an acronym for "Real Estate Owned."
Q: Why do people purchase REO properties?
A: The properties are often listed "as is." That makes them great opportunities for those who want to buy and fix up the properties and use them as a principle residence or an investment property.
Q: How is purchasing REO properties different from regular real estate purchases?
A: REO properties are owned by corporations not individuals which leads to significant differences in all aspects of the purchase.
Q: What should I know about buying at a "Trustee's Sale"?
A: Do your research before buying and use extreme caution before investing. Properties purchased at a Trustee's Sale are sold "as-is" for cash. There are no refunds.

Questions About BPO

Q: What does BPO mean?
A: BPO is an acronym for "Broker Price Opinion."

Q: Why are BPO's conducted?
A: Camille's team performs a BPO of a residential property for use in collections and loss mitigation.

Q: What is contained in a BPO report?
A: The report combines information from a drive-by exterior examination, external data sources, previous sale data, property assessment data, recent comparable sales and current neighborhood listings, as well as a photograph of the subject property.

Q: What are the advantages of a BPO?
A: BPOs significantly lower loan costs and decrease turnaround time. They also provide reliable valuations to minimize credit risk. Also, an up-to-date property photograph helps assist in identification of visible deferred maintenance.

> Contact Janine Pumyea About REO / BPO Real Estate

Banks and Mortgage Companies We May Work With:

  • Aames Capital Corp
  • Abacus Federal Savings bank
  • Aetna Real Estate Investments
  • Alaska Southern
  • Alliance Bank
  • Alliance Funding Co.
  • Amalgamated Bank
  • Amboy NB
  • American General Finance
  • American Holdings
  • Ameriquest Mortgage
  • Amresco, Inc.
  • Amsouth Bank-Residential
  • APCOM
  • Asia Bank
  • Associates Home Equities
  • AStoria Federal S&L Assoc.
  • Atlantic Mortgage & Investment
  • Baltic Realty/MetroWest Bank
  • Banc One trust Co.
  • Banc One, Dallas
  • Banco Popular de Puerto Rico
  • Bank Atlantic
  • Bank of America
  • Bank of America, Agricultural
  • Bank of America-Marketing List
  • Bank of Hawaii
  • Bank of New York
  • Bank of the Commonwealth
  • Bank of the Hudson
  • Bank One
  • BankAtlantic FSB-Comm
  • Bankers Trust Co.
  • Bankers Trust Co. of California
  • BEAL BANK SSB
  • Beneficial Mortgage Co.
  • Boston Federal Savings Bank
  • Boston Safe Deposit
  • Bridge City SB
  • Brooklyn Federal Savings Bank
  • California Fed Bank-Comm
  • California Federal Bank
  • California Korea Bank
  • Carolina First Bank
  • Carver Federal Savings
  • Cathay Bank
  • Central Carolina B&T
  • Central Funding Co.
  • Century Bank
  • CFS Bank-Columbia Federal Savings
  • Chase Manhattan Bank
  • CIGNA-Ct General Life Ins. Co.
  • Citibank N.A.
  • Citibank RE/Citicorp-Comrcl.
  • Citibank Federal Bank
  • CITIZENS NB
  • City National Bank
  • Coldwell Banker
  • Colonial Savings/Ft. Worth Mtg
  • Columbia Federal Savings
  • Comerica Bank
  • Commercial Credit Corp.
  • Community Savings, N. Palm Beach
  • Compass Bank
  • Conning ASset Mgt. Co.
  • Contimortgage Corp.
  • Countrywide Funding Corp.
  • Countrywide Home Loan
  • Crestar Mortgage Corp.
  • Crossland Mortgage Co.
  • Crown Life Insurance Co.
  • Dale Mortgage Bankers
  • Debcon Financial Services
  • Dime Savings Bank of New York
  • Dovenmuehle Mortgage
  • DOWNEY S&L ASSOCIATION
  • EMC Mortgage Corp.
  • Emigrant SAvings Bank
  • Englewood Bank
  • Epire Factors, Inc.
  • Equitable Life Assurance
  • European American Bank
  • Fairfield Financial
  • Family Savings Bank
  • Farm Credit Bank of Texas
  • Farmers & Merchants NB
  • FDIC-Field Ops Branch-Dallas
  • FDIC-Northeast Service Center
  • FDIC-Western Service Center
  • Federal Deposit Insurance
  • Federal Home Loan Mortgage
  • Federal National Mortgage
  • FGH Realty Credit Corp.
  • FHLMC
  • FHLMC-Multi-Family
  • Fidelity Federal Bank
  • Fidelity Federal Savings Bank
  • Fidelity Homestead Assoc.
  • First American Bank
  • First Bank National
  • First Bank of FL (First Fed)
  • First Central Bank
  • First Commerce Bank
  • First Commercial Mortgage
  • First Fedrl Bank of California
  • First Fidelity Thrift & Loan
  • First Mortgage Companies
  • First National Bank
  • First Nationwide Mortgage
  • First Pacific national Bank
  • First Security Bank of Utah
  • First Trust National
  • First Union Mortgage
  • First Union National
  • First Union NB
  • Firstrust Savings Bank
  • Fleet Mortgage Corp.
  • Fleet National Bank
  • FNMA
  • Ford Consumer Finance
  • FREMONT INV & LOAN-Comm
  • GE Capital Asset Mgt Corp.
  • GE Capital Mortgage
  • General Bank/GBC Realty
  • Girard Savings
  • Glendale Federal Bank
  • Glendale FS&L-Resid. USA
  • GMAC Mortgage Corp.
  • Golden National Mortgage
  • Greenport Savings Bank
  • GSL Savings Bank
  • Guardian Savings-Comml
  • Harris Trust & Savings Bank
  • Hemet Federal Savings
  • HIGHLAND FED S&L ASSOC.
  • Home Federal Savings
  • Home Savings Bank of America
  • Homeside Lending, Inc.
  • Household Bank
  • Household Finance (HFC)
  • HUD-Worcester
  • HUD-Boston
  • HUD-Lowell
  • HUD-Fitchburg
  • HUD-Athol
  • HUD-Leominster
  • HUD-Woburn
  • HUD-Haverhill
  • HUD-Springfield
  • HUD-Gardner
  • Hypo Holdings, Inc.
  • IAG Federal Credit Union
  • IMC Mortgage Bank
  • Independence Savings
  • Inland Empire National Bank
  • Irwin Mortgage Corp.
  • LaSalle Bank, FSB
  • LaSalle National Bank
  • LAUGHLIN NATIONAL BANK
  • Leehman Capital
  • Liberty Savings Bank
  • Lochaven Federal S&L Assoc.
  • Long Island Savings Bank
  • M&T Mortgage Corp.
  • Magna Mortgage
  • Marathon Oil Company
  • Marine Midland Bank
  • Marine Midland Bank, Mortgage
  • Marine Midland mortgage
  • Marquette Savings Bank
  • Maspeth Federal Savings Bank
  • Mellon Mortgage Company
  • Mercantile Bank
  • Mercantile Mortgage
  • Merchants Bank
  • Midfirst Bank
  • Mid-State Bank
  • Midwest Savings Bank
  • National Standard Mortgage
  • Nationsbanc Mortgage
  • NationsBank South National
  • NationsBank, Southeast Reg.
  • New York State Mortgage
  • North American Mortgage
  • North County Bank
  • North Fork Bank
  • North Valley Bank
  • Northwest Community Bank
  • Norwest Bank
  • Norwest Bank of Minnesota
  • Norwest Bank of New Mexico
  • Norwest Mortgage, Inc.
  • OCWEN Federal Bank
  • Oswego County Savings Bank
  • Palmetto Federal Svngs Bank
  • Pawling Savings Bank
  • People's Bank
  • PFF Bank & Trust
  • PG&E
  • PNC Mortgage Corp.
  • PNC Realty Holding Corp.
  • PNC Realty Holding-Residntl
  • Prism Properties, Inc.
  • Providian Savings Bank
  • Providian National Bank
  • Queens County Savings
  • Regions Bank
  • Reliance Federal Svngs Bank
  • Repo Properties/Swing Loans
  • Republic Bank
  • Republic National Bank
  • Residential First, Inc.
  • Resolution Trust Corp.
  • Resource Bancshares Mortgage
  • Retained Realty (Emigrant)
  • Richmond County Savings
  • Riggs NB of Washington, D.C.
  • Riverside National Bank
  • Roosevelt Savings Bank
  • Rural Econ&Comm Dev-House/CO
  • Santa Monica Bank
  • Seafirst Bank
  • Security National Services
  • Security Pacific National
  • Small Business Admin-DC Office
  • South Side NB
  • Southern Pacific Bank
  • SouthTrust Bank
  • SouthTrust Bank of SW Florida
  • Spencer Savings Bank
  • State of New York Mortgage
  • State Street Bank & Trust
  • Sumitomo Bank & Trust
  • Summit Bank
  • SunTrust Bank Central Florida
  • TCF Bank Savings
  • TERRA Commercial
  • Three Rivers B & T Co.
  • TMS Mortgage, Inc.
  • Troy Savings Bank
  • Trustmark NB
  • U.S. Trust Co.
  • Union Bank
  • Union Federal Savings Bank
  • Union Planters Bank
  • Union Planters National
  • United Companies Lending
  • United Cooperative Bank
  • USTrust
  • V&D Realty USA Corp.
  • VA-New Hampshire
  • Wall Street Mortgage
  • Washington Mutual SB/Resid REO
  • Webster Bank
  • Wells Fargo Bank, N.A.-Resid
  • Wells Fargo-Comm
  • Willshire Funding Corp.
  • Woodsville Guarantee Savings
  • World Saving & Loan
  • World S & L-Multi Family
  • World Savings & Loan
  • Yasuda Bank and Trust
> Contact Janine Pumyea About REO / BPO Real Estate



























Abacus Team services the following communities:
Leominster Massachusetts Real Estate, North Central Massachusetts, Realestate, Fitchburg, Leominster, Gardner, Winchendon, Ashburnham, Lancaster, Hubbardston, Lunenburg, Erving, Phillipston, Townsend, Ashby, Princeton, Warwick, Athol, Gardner, Royalston, Wendell, Ayer, Groton, New Salem, Shirley, Westminster, Baldwinville, Harvard, Orange, Sterling, Winchendon, Barre, Petersham, Templeton, All of Massachusetts


broker price opinions, broker price opinion, broker price opinion companies, portfolio due diligence,default loan sales, loan valuation, field services, value reconciliations, collateral valuation, reo management, reo marketing, bpo services, reo services, avm, foreclosures, repo homes, bank homes, reo, bpo, reo real estate, mortgage servicing, reo servicing, reo asset management, reo asset managers, reo agents, reo vendors, reo attorneys, title companies, property preservation, reo bpo services, Register for broker price opinions, reo bpo asset management, bank reo properties, bank homes repo, reo conferences, reo foreclosure homes, register for bpo services,reo Leominster, reo Fitchburg, reo gardner, reo foreclosure Massachusetts, commercial broker price opinions  New Agent Sign upContact UsREO ValuationsREO MarketingREO InspectionREO ManagementContact Us free search engine website submission top optimization 

                         

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Real Estate Directory provide business portal information.
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IRealEstateDirectory - The Comprehensive Real Estate Directory
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reo bpo Massachusetts - Google News

reo bpo Massachusetts - Google News

Google News


12/31/1969 06:59 PM
Freetown considers 'responsible employer' bylaw - SouthCoastToday.com

Freetown considers 'responsible employer' bylaw
SouthCoastToday.com
"An REO protects the town, protects the taxpayer, and protects the awarding authority." These bylaws apply to any public works construction project or ...

and more »

12/31/1969 06:59 PM
I'm So Confused - Forex Hound (blog)

I'm So Confused
Forex Hound (blog)
... sales and the HAFA program will prove to be short-lived, and REO expertise will be prove to be the key to recovery, as it has been in prior cycles. ...

and more »

12/31/1969 06:59 PM
NRBA Provides Intense Disposition Coaching at REO Boot Camp - DSNews.com

DSNews.com

NRBA Provides Intense Disposition Coaching at REO Boot Camp
DSNews.com
... and was attended by more than 125 REO professionals. “Participants came from as far away as California, Massachusetts, and South Florida and many states ...


12/31/1969 06:59 PM
Rolling with the changes - Connect Savannah.com

Rolling with the changes
Connect Savannah.com
Anybody who lived through the 1970s will remember the rise of the Midwestern rock 'n' roll bands — REO Speedwagon, Kansas, Styx — and their ...


12/31/1969 06:59 PM
Why you should use a full-time real estate Salesperson or Broker - Community Advocate

Why you should use a full-time real estate Salesperson or Broker
Community Advocate
They have unique insights into new construction, coming to-market properties, and REO properties that have yet to come to open market. ...

and more »

12/31/1969 06:59 PM
Yakuza 3 - The MMOMFG Review - MMOMFG (blog)

MMOMFG (blog)

Yakuza 3 - The MMOMFG Review
MMOMFG (blog)
Sorry for referencing REO Speedwagon here, but at times I literally forgot what the main point of Yakuza 3 even was. I understand you can choose whether to ...

and more »

12/31/1969 06:59 PM
NCI 2010 - Round 5 Recap - The Gouverneur Times

NCI 2010 - Round 5 Recap
The Gouverneur Times
This week, Mark chose to sing REO Speedwagon's “Keep On Loving You.” I surprised and dismayed when he announced this. Kevin Cronin's vocal range is high and ...


12/31/1969 06:59 PM
Broadway Across America Announces 2010/11 Indianapolis Season - Broadway World

Broadway Across America Announces 2010/11 Indianapolis Season
Broadway World
Select your seats in person at the Broadway Across America Indianapolis Box Office located downtown in the Marott Center at 342 Massachusetts Avenue, ...

and more »

12/31/1969 06:59 PM
ROCK OF AGES Launches 60-City National Tour in Chicago, 9/21 - Broadway World

ROCK OF AGES Launches 60-City National Tour in Chicago, 9/21
Broadway World
It's ROCK OF AGES, a hilarious, feel-good love story told through the hit songs of iconic rockers Journey, Styx, REO Speedwagon, Foreigner, Pat Benatar, ...

and more »

12/31/1969 06:59 PM
Cape Commerce - Cape Cod Times

Cape Commerce
Cape Cod Times
Jeanne Durgin, an agent at Century 21 Cape Sails, has earned Platinum Certification with REO Assets. The certification allows her to form an alliance with ...


bpo agent service - Google News

bpo agent service - Google News

Google News


12/31/1969 06:59 PM
Stream Global partners with Aspect Software - TMC Net

Stream Global partners with Aspect Software
TMC Net
(Corporate IT Update Via Acquire Media NewsEdge) Business process outsource (BPO) service provider Stream Global Services Inc (NYSE/AMEX:SGS) announced on ...
Stream Global Services and Aspect Software Inc., Partner to Improve Contact ...PR Newswire (press release)

all 15 news articles »

12/31/1969 06:59 PM
NAR Supports Use of BPOs in HAFA Program - DSNews.com

DSNews.com

NAR Supports Use of BPOs in HAFA Program
DSNews.com
The coalition of appraisal organizations also claimed that in at least 23 states, the ability of a real estate agent or broker to perform a BPO is ...

and more »

12/31/1969 06:59 PM
CURBOW APPEAL: The short sale saga continues - St. Louis Globe-Democrat

CURBOW APPEAL: The short sale saga continues
St. Louis Globe-Democrat
They did agree to do a second BPO (Brokers Price Opinion) of the property to get a handle on how values have declined since the first BPO in September. ...

and more »

12/31/1969 06:59 PM
Standard competency exam for BPO agents launched - Inquirer.net

Standard competency exam for BPO agents launched
Inquirer.net
Aside from giving feedback to the student's or the agent's competency level, the academe can also get inputs to develop the campus-based bridging programs ...

and more »

12/31/1969 06:59 PM
Agent favors appraisals over BPOs - Inman.com

Agent favors appraisals over BPOs
Inman.com
$50 to $100 for the BPO. I think that having someone who is a neutral third party will indeed help obtain more accurate evaluations. ...

and more »

12/31/1969 06:59 PM
BPO poser: Career or transit job? - Business Mirror

BPO poser: Career or transit job?
Business Mirror
The BPO industry currently has an agent base of 450000. Last year, the industry grew by 19 percent and is expected to grow faster this year at 26 percent. ...

and more »

12/31/1969 06:59 PM
CCT Group Announces the Acquisition of IRT - SYS-CON Media (press release)

CCT Group Announces the Acquisition of IRT
SYS-CON Media (press release)
Founded in 1993 and headquartered in Ft. Lauderdale, Florida, IRT is a leading provider of state-of-the-art contact center & BPO services. ...

and more »

12/31/1969 06:59 PM
Contact Center Outsourcing Services Expand to Accommodate Complex BPO Services ... - PR Newswire (press release)

Contact Center Outsourcing Services Expand to Accommodate Complex BPO Services ...
PR Newswire (press release)
A good example is the virtual contact center, which can be used to popularize the 'home-agent' model. The result is better customer service as the agent ...

and more »

12/31/1969 06:59 PM
Ex-call center agent with HIV shares story - ABS CBN News

Ex-call center agent with HIV shares story
ABS CBN News
In a 2-minute video clip showed by the Association of Call Center and BPO Agents of the Philippines (ACCAP) to ABS-CBN News, he wore a white mask and ...


12/31/1969 06:59 PM
Mobenzi - giving township SA the opportunity to work from phone - Bizcommunity.com

Mobenzi - giving township SA the opportunity to work from phone
Bizcommunity.com
An agent can open the application on their handset at any time, request and complete tasks, and receive remuneration for doing so. The Mobenzi service was ...